CONTEMPORARY PAYMENT SYSTEMS IN THE REPUBLIC OF SERBIA: TECHNOLOGICAL TRANSFORMATION, CONSUMER SENTIMENTS, AND STRATEGIC PERSPECTIVES. Ekonomski signali: poslovni magazin, [S. l.], v. 21, n. 1, p. 35–52, 2026. DOI: 10.5937/ekonsig2601035M. Disponível em: https://esignali.edu.rs/index.php/es/article/view/332.. Acesso em: 13 jul. 2026.