AMERICAN BANKING CHARACTERISTICS - CREDIT AND RISK ANALYSIS
DOI:
https://doi.org/10.5937/Abstract
This essay deals with the definition of the methodology analyzes the creditworthiness of the company and its use of lending in our country and our approach to credit policy the U.S... As the credit market continues to develop, the greater the need for a well-developed system for protection against risks and losses. In the introductory part of the essay exhibited the characteristics of American banking. The second part presented a theoretical and methodological framework for research and provides an overview of credit analysis in American banks. Finally in the third part, we present the prerequisites for the implementation of credit analysis in Serbian banks, which aims to reduce losses of lending in this country, and the most optimal market adaptation.
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